Investing in Dubai: the guide to framing your project
A purchase in Dubai can often be prepared and signed without travelling, subject to the procedures of the developer, the seller, the bank and identity checks. Distance does make evidence more important, though: plans, documents, video calls and written confirmations must replace assumptions.
Quick answer
- Non-residents can buy freehold property in the areas of Dubai designated as freehold.
- Check the project, the unit, the seller or developer and the contract before making any payment.
- Use only the payment details confirmed in the official documents.
- Plan how instalments, handover and letting will be followed up before you reserve.
A question about your situation? Mago replies on WhatsApp, in English, within 24 hours.
Ask my question on WhatsApp1. Confirm the ownership right and the area
The official UAE portal states that foreigners and non-residents can acquire freehold rights in designated areas of Dubai. The exact status of the plot and of the property must be confirmed for the specific transaction.
Do not confuse ownership in Dubai with the rules that apply in another emirate. A project presented as “close to Dubai” may fall under a different framework.
2. Prepare the documents and the funds
The exact procedures depend on whether it is a new-build purchase, a resale and whether financing is involved. Prepare a valid passport, the supporting documents requested, the source of funds and a payment method compatible with the instalment schedule.
Ask for the full list of documents before you commit. Bank and compliance checks can take time; they must be built into the timeline.
3. Check the unit remotely
For an off-plan property, ask for the dimensioned floor plan, the orientation, the floor, the contractual view, the site plan and the relevant clauses. For a completed property, arrange a structured video viewing and, if necessary, an independent inspection.
A promotional video is no substitute for checking the unit. Get written confirmation of what is included, the condition of the property and any defects or works.
4. Organise what happens after the purchase
Decide before reserving who will follow the payment calls, the handover, the snagging, the furnishing and the letting. A clear chain reduces delays and decisions made in a hurry.
Finally, seek tax advice in your country of residence. The absence of a given local tax does not remove your reporting or tax obligations elsewhere.
Verification checklist
- Exact unit reference
- Floor plan, floor, orientation and view
- Condition, furniture and equipment included
- Contract, schedule and payment details
Frequently asked questions
Do you have to travel to Dubai to buy?
Not always. A large part of the process can often be carried out remotely, depending on the file and the transaction. A visit remains useful when it is possible.
Can a non-resident be an owner?
Yes, in the areas of Dubai designated as freehold. The status of the specific property must be confirmed before reserving.
Can you get financing from abroad?
Financing exists, but the terms depend on the bank, your profile and the property. Get a bank assessment before building your strategy on credit.
Sources
Mago Kitaev, licensed real estate broker in Dubai (RERA, BRN 82528), based in Business Bay. A former project manager in banking and IT, he has been advising French-speaking investors since 2024. See his background
This content is for information only and does not constitute tax, legal or financial advice.